Small Business Consulting & Guidance for a Confident Startup Journey
At Living Waters Enterprises, LLC, we provide hands-on business consulting that helps you develop a business plan and build your business from the ground up. From choosing an entity type and registering your business, to setting up bookkeeping and managing an online presence, we guide you every step of the way.
We also provide guidance for clients receiving Social Security disability benefits, helping you understand how self-employment income may impact your benefits. Our approach gives you both a solid plan and the practical skills to grow your business with confidence.
What WE Do
We work with you to create a personalized plan based on your unique needs—never a one-size-fits-all approach. Our goal is to help you identify your top priorities so you can launch and grow your business quickly and confidently.
Business Entity Formation
The very first decision that must be made is how your business entity will be set up. Many people decide to start businesses without exploring appropriate entity types. Let's make sure that you are covering your bases. Learn about 1099, independent contractor, solo entrepreneurship, limited liability companies, S-Corporations, etc. And, learn why these distinctions are important.
Review of licensing, certification, & insurance requirements
You may have a great business idea, but jumping in without fully researching the requirements can lead to costly setbacks. We’ll help you identify what you need; such as insurance, bonding, licensing, and certifications—so you can move forward confidently and begin offering your services without unexpected obstacles.
Business Planning & financials
Learn how to write a clear, actionable business plan and develop the financials that support it— including identifying startup costs and creating accurate cash-flow projections.
register your business
Get hands-on support with registering your business at the county, state, and federal levels. This process may include deciding whether your business will be member-managed or manager-managed, and whether you want to serve as your own registered agent or hire one. We’ll guide you through each step so you can get set up correctly and with confidence.
business banking & bookkeeping
Explore different business account types and bookkeeping systems to find what works best for you. We’ll teach you how to set up your bookkeeping system and create accurate profit and loss reports so you can stay organized and financially informed.
website development
We can help you set up your business website and show you how to update and manage it yourself.
marketing plan & materials
We can help you develop a comprehensive marketing plan and create the materials you need—including logos, brochures, business cards, a business Facebook page, and other social media profiles.
SSI & SSDI Disability Benefits Planning
Discover how Living Waters Enterprises, LLC can elevate your business through strategic planning and innovative solutions. Our team of experts is dedicated to maximizing your growth and success. Click the button below to if you need help with SSI or SSDI disability benefits planning!
About Me
I’ve been providing career services for more than 20 years and have supported over 40 clients in starting small businesses and reaching their entrepreneurial goals. Early in my work, I realized that while classes and mentors were available, very few offered true hands-on support to help people navigate the practical steps of actually setting up a business.
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I’ve personally operated three small businesses and had to learn this process on my own—through extensive research, classes, trainings, trial, and success. In addition to my business experience, I also have a background in website development, including HTML and WordPress certifications, which allows me to help clients build and customize their online presence with confidence.
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I bring all of this real-world experience to the clients I work with today. My goal is to help you get your business off the ground faster by sharing the knowledge, tools, and insights I’ve gained along the way. Sometimes the most effective guidance comes from someone who has already walked the path and understands the journey firsthand.
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Looking forward to helping you with your journey!
Tammy Guest, MA
